1. Know what funders look at
Most business funders weigh three things more than anything else: monthly revenue, time in business, and your bank statement activity. Personal credit matters, but consistent deposits matter more.
Education
The Business Funding Guide
Everything a business owner should know before taking funding — in plain English, without the jargon.
2. Gather the basics
A typical application asks for your last four months of business bank statements, a government-issued ID, and basic business details. Having these ready can cut days off the process.
3. Compare the real cost
Look past the headline amount. Compare the total payback, the payment schedule (daily vs. weekly vs. monthly), and any fees. A good funding partner shows you all three before you sign.
4. Put the capital to work
The strongest use of funding is anything that returns more than it costs: inventory ahead of a busy season, equipment that adds capacity, or hiring that unlocks new revenue.
WHICH PRODUCT FITS BEST?
Merchant Cash AdvanceFast capital repaid as a percentage of future sales.
Business Line of CreditFlexible access to funds you only pay for when used.
Term LoansLarger projects with predictable fixed payments.
Equipment FinancingVehicles and machinery where the equipment secures the deal.
See what your business qualifies for
One short application. Real offers from real funders. No impact on your credit.
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